New offering: Key Largo Resort — First-Lien Land Loan, 14.5% Monthly Yield. View Offering →

Institutional private credit, fractionalized.

Institutional-quality private credit. Now within reach.

Crowdlender gives accredited investors fractional access to institutional private credit — commercial real estate and venture debt — through an AI-driven platform.

  • Accredited minimums from $25,000 — diversify across deals
  • Collateral-backed, income-first positions
  • Reg D 506(c) compliant offerings

Who We Have Partnered With

Chicago Title Commercial Equity Trust US Capital Group Vista Bank

$5.5B+

Total Transacted to Date

1,400

Accredited Investors*

18.5%

Weighted Average Annual Return*

24

Completed Transactions

* Figures marked with an asterisk reflect the founders' combined track records and investor relationships, not returns or investors of Crowdlender or any Crowdlender offering. Past performance is not indicative of future results.

Why Crowdlender

Institutional collateral-backed income. AI-Powered Servicing and Reporting.

We give accredited investors a fractional position in the same caliber of private credit that pension funds and endowments hold — secured loans across commercial real estate and venture debt, alongside institutional lenders.

Institutional Sourcing

Every offering is sourced from lenders and sponsors with an established track record, and every offering goes through underwriting before it reaches the marketplace.

Predictable Cash Flow

Interest is set by contract and paid on a fixed schedule. Payments depend on the borrower's ability to pay and are not guaranteed.

Collateral Protection

Each loan is secured — by institutional-quality real property in real estate credit, and by revenue and enterprise value in venture debt.

Scheduled Distributions

Interest is distributed on the loan's schedule, typically monthly or quarterly, by ACH to your linked bank account.

Transparent Reporting

Offering documents, underwriting materials and regular investor updates are available to every participant through the investor dashboard.

Passive Income

No tenants, no toilets, no trash — just scheduled payments.

Now Raising

Open Offerings

View all offerings →
Open · Accepting Investors Real Estate · Secured Convertible Note

Kiteville Extended-Stay Portfolio

A secured convertible note funding the conversion of 11 limited-service hotels (~781 units) across IL, IN, OH, MI and PA into extended-stay and workforce housing. Contractual 12% interest, a 1.40x / 18% IRR minimum on early payoff, and conversion into 45% of the portfolio equity if not repaid.

Coupon
12% Yr 1 PIK
Minimum
$100,000
Term
36Mo
Position
Senior to sponsor

Projected return

12% coupon · 1.40x / 18% IRR minimum on early payoff

Distributions: Quarterly (from Year 2)Rule 506(c)
View the offering Collateral-backed
Open · Accepting Investors Real Estate · First-Lien Land Loan

Key Largo Resort — First-Lien Land Loan

A $3.5M first-lien, interest-only loan refinancing a past-maturity first lien on the ~45.87-acre Key Largo Resort site and five finished lots between Surfside Beach and Galveston, Texas. Interest is paid monthly from a funded interest reserve.

Structure
First-Lien Loan
Yield
14.5% monthly
Minimum
$100,000
Term
12Mo

Projected return

14.5% fixed rate · paid monthly

Distributions: MonthlyRule 506(c)
View the offering First-lien secured
Open · Accepting Investors Real Estate · Multifamily LP Equity

Devon on Northgate

LP equity in the $50.0M acquisition of Devon on Northgate, a 448-unit multifamily community in Irving, Texas, sponsored by Uplift Capital Management. Financed with a $37.5M fixed-rate senior loan at 75% LTV. Investors receive an 8% preferred return, then an 80/20 split of profits.

Target LP IRR
18.2%
Equity Multiple
2.11x
Minimum
$50,000
Hold
5 Yr

Projected return

18.2% LP IRR · 2.11x multiple · 8% preferred return

Preferred return: 8%, then 80/20Rule 506(c)
View the offering Preferred return first

View Our Track Record

Closed Transactions

View all →

How it works

From browsing a deal to receiving a distribution.

Crowdlender removes the friction from private credit investing by combining institutional underwriting with a simple, transparent investor experience.

See the full process
  1. 01

    Get verified

    Complete accreditation, KYC, and AML in a single ~7 minute flow. Your verified status applies to every future deal.

  2. 02

    Pick an offering

    Review the loan summary, terms, and collateral. Commit any amount above the offering minimum.

  3. 03

    Fund by bank transfer

    Capital is held in a segregated account at a third-party FDIC-insured bank until the loan funds.

  4. 04

    Earn and get repaid

    Receive interest distributions on schedule. At maturity, your principal is returned pro rata with any final interest.

What Our Clients Say...

A new standard for private market access.

Chad Gailey

Chad Gailey

Investor

"The diligence packs are the most thorough I have seen outside of an institutional LP allocation. I know exactly what secures every position I hold."

Paul D. Thomas

Paul D. Thomas

Investor

"I have invested in private credit for years, and Crowdlender is the first platform that pairs institutional underwriting with real transparency at an accessible minimum."

Graham Sadler

Graham Sadler

Commercial Real Estate Broker · Berkshire Hathaway

"I had a 1031 client with a tight clock and no clean replacement property. Crowdlender gave them an institutional-quality, professionally managed option that closed inside the window."

J. Michael Bennett

J. Michael Bennett

Investor

"The monthly distributions land like clockwork, and I can see exactly what backs every position. It has become the anchor of my income portfolio."

Insights

Research from the Crowdlender desk

All research →

May 4, 2026

About Crowdlender

  Crowdlender was built on a simple conviction: that the structures wealthy families and institutions have used for generations to build and…

Build your private credit portfolio, one participation at a time.

Open a Crowdlender account in minutes. Passive income — institutional-grade private credit — no surprises.