Senior to equity
As a lender, you are repaid before the company's equity holders — a defined, contractual claim.
Venture & Growth
Venture & Growth Debt Investing
Venture and growth debt investing lets you hold the lender's position in high-growth companies. Non-dilutive debt structured against revenue, runway, and enterprise value — institutional venture lending, fractionalized for accredited investors. Minimums from $5,000 — start small and diversify across deals at your own pace.
Non-dilutive
Capital without giving up equity
Senior
Repaid ahead of equity
$5K
Accredited investor minimum
Full life
Servicing and reporting handled
The asset class
Lending to growth-stage companies
Venture debt is lending to growth-stage companies that have raised institutional equity and have revenue and runway, but want capital without further dilution. The loan is structured against the company's recurring revenue, cash position, and enterprise value, and is often paired with warrant coverage — a small equity upside on top of contractual interest.
Crowdlender structures and syndicates these facilities, and offers accredited investors fractional participations in the debt — a contractual claim on interest and principal, senior to the company's equity.
How it works
From a structured facility to a position you hold
Each facility is underwritten against the company, independently vetted, and offered to verified accredited investors as a fractional participation. Crowdlender services it through repayment.
See the full process-
01
Structured facility
A growth-stage company raises debt against its revenue, runway, and enterprise value, often with warrant coverage.
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02
Independent vetting
We review the company, its equity backers, revenue quality, burn, and downside before any facility reaches the platform.
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03
Fractional participation
You take a pro-rata participation in the facility, senior to the company's equity, from a $5,000 minimum.
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04
Earn and get repaid
Receive interest on the facility's schedule. At maturity, your principal returns pro rata. We service it throughout.
Why venture debt
The case for venture and growth debt
Venture debt is repaid ahead of equity and structured against the company's trajectory. That position shapes the risk and return profile — and the warrants add modest upside.
Higher yield
Priced for growth-stage risk, venture debt typically carries higher contractual yield than hard-asset credit.
Warrant upside
Facilities are often paired with warrant coverage — a small equity upside on top of the interest you earn.
Shorter duration
Venture debt generally runs shorter than real estate credit, with a stated term disclosed on every offering.
Institutional underwriting
Facilities are underwritten against revenue, runway, and the quality of the company's equity backers.
Fully serviced
Crowdlender manages servicing, distributions, and reporting for the full life of every facility you hold.
How it differs
Growth-stage risk, not hard-asset risk
Where real estate credit is secured by a building, venture debt is underwritten against a company's trajectory — its revenue growth, burn, and the quality of its equity backers. That typically means higher yield, shorter duration, and a different risk profile. It is private credit, but priced for growth-stage risk rather than hard-asset risk. Each offering states its structure, term, yield, and collateral plainly so you can price the risk yourself.
View Our Track Record
Closed Venture & Growth Transactions
Our venture & growth track record is being prepared. Please check back soon.
Understand the risk
What to weigh before you invest
Venture debt is private credit priced for growth-stage risk, and it carries real risk. These investments are speculative and illiquid, and you could lose some or all of your principal. Unlike real estate credit, venture debt is not secured by a hard physical asset — repayment depends on the company's revenue, cash position, and continued access to capital. Warrant coverage is not a guarantee of upside.
- Illiquid: capital is committed for the stated term, with limited or no early exit.
- Speculative: growth-stage companies can fail; loss of some or all principal is possible.
- Accredited only: offerings are made under Reg D 506(c) to verified accredited investors.
- Review the offering: each facility's private placement memorandum governs in full.
Any target returns or projections are hypothetical, not guaranteed, and subject to change. Past performance is not indicative of future results. Review each offering's private placement memorandum in full and consult your own financial, legal, and tax advisors before investing.
Ready to review live offerings?
Verify your accredited status once, then browse and participate in venture & growth debt offerings inside the platform.