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About Crowdlender

Built by operators, not intermediaries.

We started Crowdlender because the best private credit — real estate and venture alike — has always been reserved for institutions. We built the platform that lets accredited investors participate in those same loans, on the same terms, at a fraction of the size.

Our mission

For decades, private credit meant either an opaque, fee-heavy fund or a private syndication you needed to know somebody to access. Liquidity was effectively zero. Reporting was a printed PDF. We thought it was time for something better.

Crowdlender gives accredited investors fractional access to vetted institutional private credit — senior, collateral-backed real estate loans and structured venture debt extended to growth-stage companies. We bring the disciplines of institutional underwriting and clear, plain-English reporting to every offering. You hold a direct economic interest in the loan and receive your pro-rata share of interest and principal.

Fractional loan participation structure One institutional credit facility divides into fractional participations held by accredited investors, with Crowdlender as the servicing layer between them. Institutional credit facility Real estate or venture Crowdlender Underwrites, structures, services for full term Participation Accredited investor Participation Accredited investor Participation Accredited investor Participation Accredited investor One institutional loan Held in fractional shares
In practice

Real estate credit

Garden-style multifamily

Senior loan participation

9.0%
Target yield
36 mo
Term
65%
Loan-to-value

Venture & growth debt

Growth-stage facility

Revenue-based term loan

13.5%
Target yield
24 mo
Term
2.4x
Revenue coverage

Illustrative examples shown for explanatory purposes only. Not an offer, recommendation, or projection of returns. Figures pending compliance review.

Principles

How we operate

Aligned incentives

Crowdlender charges flat, transparent fees — never a share of your returns. Our role is to source, underwrite, and service each deal, and we stand behind that work for the full life of the loan.

Radical transparency

Audited financials, underwriting models, and the full deal documentation are available to every investor before they commit a dollar.

Collateral-first underwriting

Every offering is underwritten against the strength of its collateral and the borrower’s ability to repay — real assets for real estate credit, revenue and enterprise value for venture debt. We structure for downside protection first.

Team

One team, two decades, one discipline

Crowdlender is run by a team that has worked together since 2004. Over the past two decades we have collaborated on more than $5 billion in real estate projects — spanning 1031 exchanges, commercial debt, and equity investments — across full market cycles, with principal experience in private equity and growth-stage credit alongside it.

Together we bring nearly 60 years of combined experience across commercial real estate and private capital to every offering on the platform. That continuity is the underwriting: the same people, applying the same collateral-first discipline, deal after deal.

Since 2004

The same core team, working together for over 20 years.

$5B+

In real estate projects, from 1031 exchanges to commercial debt and equity.

~60 years

Of combined commercial real estate and private capital experience.

Build your private credit portfolio, one participation at a time.

Open a Crowdlender account in minutes. Passive income — institutional-grade private credit — no surprises.