Effective Date: January 1, 2025 | Last Updated: May 15, 2026
Please read these Terms of Use carefully before using the Crowdlender platform at crowdlender.ai. By accessing or using the Platform, you agree to be bound by these Terms.
1. About Crowdlender
Crowdlender provides accredited investors fractional access to institutional-quality commercial real estate offerings settled on-chain through compliant security tokens. Crowdlender is not a registered broker-dealer or investment advisor. All securities offerings are conducted through licensed third-party broker-dealers or registered exemptions under applicable securities laws.
2. Eligibility
To invest through the Platform you must: (a) be at least 18 years of age; (b) qualify as an “accredited investor” under Rule 501 of Regulation D; (c) have legal capacity to enter binding agreements; and (d) not be barred from receiving financial services under applicable law.
3. Account Registration
You must create an account to access investment features. You agree to provide accurate information and maintain the confidentiality of your credentials. Notify us immediately at [email protected] if you suspect unauthorized account access.
4. Not Investment Advice
Nothing on the Platform constitutes investment, legal, tax, or financial advice. All investments involve risk, including loss of principal. Consult qualified advisors before making investment decisions.
5. Investment Risks
Real estate investments carry significant risks including illiquidity, market volatility, regulatory changes, and risks specific to blockchain-based security tokens including smart contract vulnerabilities and regulatory uncertainty. There is no guarantee of return of capital or yield.
6. Intellectual Property
All Platform content is owned by Crowdlender or its licensors and protected by intellectual property laws. You may not reproduce, distribute, or modify content without written consent.
7. Prohibited Conduct
You agree not to use the Platform for unlawful purposes, attempt unauthorized access, transmit malicious code, engage in fraudulent activity, impersonate others, harvest user data, or interfere with Platform operations.
8. Limitation of Liability
To the fullest extent permitted by law, Crowdlender shall not be liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform. Our total liability shall not exceed fees you paid us in the preceding twelve months.
9. Indemnification
You agree to indemnify and hold harmless Crowdlender and its affiliates from claims, liabilities, and expenses arising from your use of the Platform or violation of these Terms.
10. Governing Law
These Terms are governed by the laws of the State of New York. Disputes shall be resolved by binding JAMS arbitration. You waive rights to class action participation.
11. Modifications
We may modify these Terms at any time with notice via updated date or email. Continued use of the Platform constitutes acceptance of revised Terms.
12. Contact
Questions about these Terms? Contact us at [email protected] or Crowdlender Inc., 1 World Trade Center, Suite 8500, New York, NY 10007.